I have been using Transcend products for years. No advertising, marketing or fancy software, just the product that performs the way it's supposed to.

I use Nikon NX2 to treat my RAW files. You can do all sort of adjustments - or undo them - and keep working on the NEF file. The ones I use most often are exposure adjustment and D-lighting.

I advise you to check out the compatability of Corel Draw X4 with the D90 - it looks like you need a patch for it to be able to open the files. I can't open them on my Paint Shop Pro 12