I can't tell you how many people I have looked after in my life time (I'm a trained Nurse for those who don't know, although don't anymore because of a back injury) who were in similar positons to both of these two young men. It is a shame when you see them like this, thinking of the circumstances that they were in when it happened. Insurance is a must in my opinion, but sometimes just can't be afforded by some people. Luckily, here in Australia we still have a National Health System, although wanting in some areas of care and after care as well, but Insurance doesn't neccessarily mean that you are going to get looked after well either.