My website is up and running, so I thought I'd share: http://stevemuntz.com/
I went with a template site from artspan.com, who has advertised here. It's pretty easy and inexpensive - and they are excellent at helping you with it. The only problem I had was with transferring the domain name that I registered a few months ago. This wasn't their problem, but they helped me get it done. It's very easy to change images or anything else by yourself, too. I recommend it if you're thinking about a site but not sure what to do.
I can understand now how people's websites continually evolve. The sixteen images (some of the regulars here might recognize some) will change from time to time - a couple in particular. But now I've got a site, and now I can (better!) promote it. I'll probably do a custom site in a year or two, but this got the project done for now. Thanks especially to Sebastian, Asylum Steve and Peter for answering too many questions...