Alright, I cracked, I give up- I got a card reader today. It works just fine. $10 for one that just does CF at the local camera store. It transfered everything- I got all the EXIF info and all the files transfered as they are on the card. And you know what? Picassa DOES display RAW files!! I haven't checked to see if I can edit them yet, but at least I know I can view them.
I do have the latest TWAIN driver, I checked, so that wasn't the problem, unless mine is corrupted or something, but then I don't think it would work at all. And on my fast computer I have 512 megs of RAM, so that's not why RAW Shooter didn't run (it DID install on both computers, it just won't run on either of them).