Another way (though still with an 800 pix and 293K limit) is to use the Upload Photos box as normal. After you are done with it and close the box, check the Right Click/Properties (PC - I think you just got an Apple, so you’re on your own). Look for the Attachment ID number (attachmentid=83990). Then use [ attach]83990[/ attach] without the spaces to insert the image. Example:

Caption

Click image for larger version. 

Name:	DSC05440_800.jpg 
Views:	60 
Size:	162.5 KB 
ID:	83990

And then you can still add more text, etc.

Terry