Newbie has questions on new digicam

[sethm1]

After doing much research, I thought for my needs, the Nikon Coolpix 5900 the best choice.
But then I found the Minolta Dimages (Z10, Z20, Z2).
But does not appear the Dimages have Panoarama features, stabilizatation control, and on some reviews seem to have more noise and low light issues.

I really do like having a zoom, after having a 35MM.

I wonder- on the Nikon, since it has image re-sizing on the camera - then that would be my zoom functions.

Finally- I do like the Nikon 4800 - but too pricey unless I get a re-furbished-
Any thoughts on a re-furb?

Thx in advance,