Speculate all you want, I appreciate all the comments and suggestions. I'm totally an obsessive compulsive type person, so I research all this stuff beyond reason.
I ran across my Dad's old AE-1 with a Canon 70?-210 F/4 lens. I think I'm going to go see if I can find some ISO 3200 film out there and screw around with it for the next game. I know it's archaic, but it'll give me something to practice with while I figure out what I want to buy in the digital world.