I just purchased a D90 and am curious what settings people are using as their 'default' mode. I've read through the Ken Rockwell article and a few other articles on the web, but I'd like to hear from those in this forum. I'm specifically interested in what level of sharpening and saturation you've found to work well. (I know this is up to everyone's individual taste, I'd just like to hear what you think.)

I shoot mostly travel photos: landscapes, buildings and people. I do like some decent sharpening (without artifacts though) and generally prefer the brighter colors that come from higher saturation. I think the 'vivid' setting might be too much though. I shoot in RAW and can do some post processing although I'd like to keep it to a minimum as much as possible.

Any other suggestions on settings would be greatly appreciated.