there is a nice little 3 mega pixel 10 x zoom with a big two and a half inch LCD screen out there with no IS.. it goes under many names.. toshiba.. premier.. rollei.. vivitar.. traveller.. maginox.. jenoptics plus a few others.. he he.. under its toshiba name it says canon on the lense.. under its rollei name it say rollei on the lense.. under all its other guises it has no name on the lense.. u can bet your bottom dollar that they are all identical lenses.. its actually made by premier imaging systems a large Taiwanese OEM manufacturer who make cameras for all sorts of folks.. names mean very little nowadays it seems.. its a nice little camera and can be had very cheaply.. and whatever named version u buy will take the uprated toshiba m700 firmware.. i have a premier version that thinks its a toshiba when it fires up..
u can spend a lifetime reading reviews and nornally i wouldnt recommend any one camera over another.. but i really do think the FZ20 is out there on its own.. the FZ15 is pretty much the same camera just aimed at a lower price bracket.. the only real difference is four instead of five mega pixels.. the FZ20 also claims a coated lense (for what its worth) which the other two dont have.. they are all rated at 2.8 right thru the zoom range.. all the other super zooms drop off as they go up thru the zoom range..
u might not need an image stabilized 12 x zoom.. but once u try it.. its hard going back to something like 3 x.. i dont think u will be disappointed if u buy one.. honest.. he he..
trog100



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