Best Buy charges 15% restocking fee on digital cameras. If it's defective, you can exchange it only.
Circuit City used to charge 15%. They discontinued it about a year ago. Yesterday they announced they are once again adding a 15% restocking fee to digital cameras as of March 1. The reason they give is because people use them for vacations, then return them.
I get most of my equipment from B&H, but sometimes a big sale comes along on a smaller item; then I will pick it up.
Liz