Thank god that I'm a couple of weeks away from buying a D300, because my D50 is starting to fizzle out, the problem is that I want to keep my D50.

The Problem: My D50 is showing the pictures that I have taken on the onboard lcd screen on the back of the camera with checkerboard distortion all over the images, now when I load them on Adobe PS CS3 they don't show the checkerboard distortion. But the checkerboarding isn't showing up when I go to the menu (just weird). I'm tried taking the batteries out of it for 24 hours without anything changing, doing a menu reset for lack of finding a factory reset on the camera still nothing changed (other than messing up my settings).

The Questions: Has anyone else had this problem or a similar problem, if so how did you fix it if you even did.
I know people on here have sent there bodies into Nikon for service, about how much does this run in general? As I've never sent anything into them before I want to know what I'm getting myself and my pocketbook into.
Any other wisdom or humor you might want to tell me.

Are you sure it's not a card problem? it sounds like there's something weird with it. Does the display checkerboard pattern also include the information display (file names etc.) below the image?

Nope, the checkerboard is actually over the images like a Photoshop layer that has opacity of like 15.

More information, the checkerboarding. is only on pictures that I have recently taken, I put in a memory card that had pictures on it from before this started and they didn't have the pattern on them, but when I took pictures and had them to save onto the card the pattern showed up again. Is this some sort of setting that I might be missing, I have done a hard reset a couple of times, changed memory cards x3 times, changed batteries.

My feeling now is that I'm being a moron and have just hit something and can't figure out what I have done.
Please help I'm begging :)

This is from your original post. "Any other wisdom or humor you might want to tell me."

As far as the wisdom, well I don't have the answer. As far as the humor I do find it humorous that someone that goes by Nikon God doesn't know the answer. This would leave me to believe we don't have much of a chance of figuring it out. I know when you have a problem like this it isn't funny but I do find this part humorus, Jeff

Thanks for the humor, I do have to agree. What I do think is that I'm just missing something somewhere in a setting I must have hit. I do hope and pray it isn't any thing more than that.

I called my local camera shop and explained my problem to them. I could hear them scratching there head, In fact they are going to call Nikon for me along with begging me to bring the camera into there shop so they can see the problem with there own eyes.