Well, I made a decision. Whether or not it is rational is up for debate!
I ordered the EM-5 with 14-42 kit! I was trying to hold back because my E-P3 is only about a year old. I've read a lot about the EM-5, and was still not that interested. Then I found a photographer that had tested the IBIS and included side by side comparisons with IBIS on - then off. The difference was incredible. He also shot images at up to 6 seconds handheld and they were incredible. I've also read other reviews that elaborate on the IBIS and some people said they don't use a tripod at times where they used to.
The reason I am so enamored with the IBIS is the fact that I've always had a very slight camera shake problem, but it almost never showed on my images. When shooting lately, I'm seeing more shake on the LCD screen, especially at longer zooms. Because I'm not getting any younger, I know this will not go away!
Now, along with all of this, there are a lot more features that I'm looking forward to trying out.
My only concern is that I've also read that there is a steep learning curve, but I'll be happy using "auto" in between the acts while I'm learning!
Now I have to sell my E-P3, VF2 and a few other items to pay myself back!
Liz