Is it possible to insert a colored frame around a digital photo using Photoshop Elements 3, or is this a function that can only be performed by separate software? I need to keep photos at 8 X 12 in competition at my camera club (photo plus mat). I want to insert a digital frame around my photos to be more competitive, but retain the 8 X 12 size. Can this be done with Elements, or do I have to purchase XYZ Digital Frames? Please advise.