The obvious question is what area of photography are we taking about? That's going to depend where the money goes. Since I do sports/events the focus would be on allowing me to capture the images. In the wise ways of Rob Hanashiro:

1D Mark II N (x2) - gotta have 2 capable bodies out in the field
400 2.8 IS + 1.4 TC
16-35 2.8
24-70 2.8
70-200 2.8 IS

That's gotta be close to 20K. Luckily I've already got the small stuff - monopod, reflectors, diffusers, bags, a few filters, etc. My ultimate sports setup would require another $4000 for a 3rd 1DMII N. Then with the 3 bodies you strap on the 400+1.4, the 70-200, and the 24-70. Then you've got every focal range you need covered.