I already have a Hoya UV (multi coated) filter and I am looking at getting a polarizing filter. I am looking to spend $70 or less. Should I go with a Hoya multi coated polarizing lense or are there better brands for that price? Also if I put the polarizing on top of the UV will it wreak my pictures because I would have too many layers of filters (I think it’s called "vintaging")? Thanks!