An insurance broker is a professional who represents consumers in their search for the best policy for their needs. Brokers work closely with their clients to research the client’s needs. The broker examines the terms and conditions of several options, and recommends an insurance policy that best suits the client’s needs at the best price.Unlike captive and independent agents, who represent one or more insurance companies, a broker’s primary duty is to the client.Since brokers don’t represent insurance companies, they can’t bind coverage on behalf of an insurer. They must hand over the account to an insurer or insurance agent to complete the transaction.Insureon is both an agency and an insurance brokerage, with licensed professionals in every state. Our agents help small business owners with their coverage options, from among top carriers in the insurance industry, so they can find the right policies for their insurance needs.