And you don't have a job? Or is it just not possible to save money:? You can, in principle, take a car on credit and pay it off slowly. But you will already drive a car and will not have to wait another three years. Or you can take a risk like my friend and gamble But here, who cares. You may win, or you may lose. I would still ask for a loan from friends or get a loan from a bank. But this, of course, if you have a permanent job.