Now there's three of us HELP

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Someone- Please help-

When "Insert Image" is selected URL is requested.

How does that work?

Thanks to anyone that has an answer-- that works.

The image button assumes the image is hosted somewhere like Photobucket or Flickr, sites like those. You create an account there and upload photos, and that site can give a link to put in as the URL when it's requested.

It's not like attaching the picture to the post any more.