I have just about made up my mind to buy a Canon D20.
It looks like I have three basic choices:

1. Buy kit #1 Body and 18-55 mm lens about $1500.00
2. Buy kit #2 Body and 17-85 mm lens with image stab. About $2000.00
3 Buy the Body only and buy a lens separately

SO is the 17-85 lens worth the extra $500.00 it seems physically very large which might be awkward to use. However since I hand hold almost all the time, image stabilization might be a good thing. Has anyone used both lenses?

I shoot mostly nature shots, landscapes and just normal snap shots / vacation pictures.

IF I buy a body and then buy a lens what would be a good choice for a lens. I would like to keep the camera + lens under $2000.00.